What to Do After a Hail Storm: Your Guide to Roof Damage & Insurance

Protect Your Home and Get the Insurance Coverage You Deserve

Hail storms hit fast and leave lasting damage on roofs across Northeast Ohio. Even small hailstones can loosen shingles, create leaks, and shorten the life of your roof. The challenge is that roof damage isn’t always obvious until months later—when repairs become costly. That’s why knowing what to do immediately after a storm is critical.

In this guide, you’ll learn how to identify hail damage, document it properly, and navigate the insurance claims process so you can protect your home and your investment.

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Table of Contents

• Step 1: Inspect Safely
• Step 2: Document All Damage
• Step 3: Contact Your Insurance Company
• Step 4: Call a Local Roofing Contractor
• Schedule a Free Storm Damage Inspection
• Our 3-Step Storm Damage Process
• FAQs About Hail Damage & Roof Insurance

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□ Step 1: Inspect Safely

Your first instinct may be to climb onto the roof—but resist the urge. Walking on a damaged roof can be dangerous and may make the problem worse. Instead, check from the ground with binoculars or look for signs like:

• ✅ Dented gutters or downspouts
• ✅ Shingle granules piling up in gutters
• ✅ Cracked windows or siding damage
• ✅ Soft spots or bruised shingles

Key takeaway: If you suspect damage, call a professional roofing company for a full inspection.

□ Step 2: Document All Damage

Insurance companies rely heavily on evidence. Take clear photos of every sign of damage—gutters, windows, siding, and roofing materials. The more documentation you have, the smoother the claims process will be.

□ Step 3: Contact Your Insurance Company

Notify your insurance company as soon as possible after the hail storm. Provide your photos and a written description of the damage. Most insurers will then schedule an adjuster to assess the situation. Having a contractor’s inspection report on hand strengthens your case.

□ Step 4: Call a Local Roofing Contractor

An experienced roofing company can advocate for you during the insurance claim process. They’ll confirm damage, provide repair estimates, and meet with the adjuster if needed. Working with a local contractor like Hansen Restoration & Remodeling ensures you get expert advice and quality repairs.

□ Schedule a Free Storm Damage Inspection

Don’t leave your roof’s future up to chance. Hansen Restoration & Remodeling offers free storm damage inspections to homeowners in Medina County and across Northeast Ohio. We’ll check for hidden issues and help you with the insurance process.

Request Your Free Inspection Today

Our 3-Step Storm Damage Process

1. Inspection: We carefully assess all damage from hail, wind, or debris.
2. Documentation: We provide a full report and photos for your insurance claim.
3. Restoration: We repair or replace your roof with top-quality materials.

❓ FAQs About Hail Damage & Roof Insurance

How do I know if my roof has hail damage?

Common signs include missing granules, bruised shingles, dented gutters, and leaks inside your home.

Does insurance cover hail damage?

Yes, most homeowners’ policies cover hail-related roof damage. Coverage may depend on your policy’s terms and deductibles.

How soon should I file a claim?

You should file as soon as possible after the storm. Waiting too long may hurt your chances of approval.

Can small hail really damage my roof?

Yes. Even small hailstones can loosen shingles and shorten your roof’s lifespan if left untreated.

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Helpful Links

• Roofing Services
• Storm Damage Repair
• Hail Damage Repair
• Customer Testimonials
• Contact Hansen Restoration

Hansen Restoration & Remodeling — Your trusted partner for roof inspections, storm damage repair, and insurance assistance in Northeast Ohio.